Bank Exam Questions and Anwers Set- 2
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Question 1. Which of the following types of loans are related to teaser rates?
Loan for home
Personal loan
Auto Loan
Mortgage Loan Reversed
Answer: Loan for house
Question 2. Which of the following is the accounting year period of RBI?
August to July
July to June
April to March
January to December
Answer: July to June
Question 3. In which of the following years, Imperial Bank of India was re-registered as SBI?
1955
1957
1962
1965
Answer: 1955
Question 4. Where is the headquarters of the World Bank?
California
London
Washington DC
Denmark
Answer: Washington DC
Q 5. What is M in the M-banking facility offered by banks to their customers?
Money
Marginal
Message
Mobile Phone
Answer: Mobile phone
Question 6. Which of these types of banks are allowed to operate foreign currency accounts?
Nationalized Bank
Foreign Bank
Regional Rural Bank
None of these
Answer: Nationalized Bank
Q 7. Explain the term LIBOR used in financial banking sectors in detail?
Local Indian Bank Offered Rate
London-India Regulation Bureau
Liberal International Bank Official Ratio
London Inter Bank offered rate
Answer: London Inter Bank offered rate
Question 8. In which of the following years was the Reserve Bank of India nationalized?
2 June 1960
2 August 1956
1 January 1949
16 September 1957
Answer: 1 January 1949
Question 9. which of the following controlled the Banking in India?
Reserve Bank of India
Central Finance Commission
Union Ministry of Finance
Union Ministry of Commerce
Answer: Reserve Bank of India
Question 10. The Reserve Bank of India does not determine which of the following rates?
Reverse Repo Rate
Repo Rate
Income tax rate
Bank Rate
Answer: Income tax rate
Question 11. Inflation leads to __.
Affordable
Finish
Meets abundance
Expensive
Answer: becomes expensive
Question 12. In which year were the Regional Rural Banks established?
1969
1972
1973
1975
Answer: 1975
Question 13. After the nationalization of Imperial Bank of India, by what name was it known?
Reserve Bank of India
State Bank of India
United Bank of India
Indian Overseas Bank
Answer: State Bank of India
Question 14. To whom do most of the residents of rural areas go to meet the loan requirement?
Money Lender
NABARD
Foreign Bank
RBI
Answer: Moneylender
Question 15. How much State Government share in Regional Rural Bank Capital?
50%
35%
25%
15%
Answer: 15%
Question 16. Which of the following is not considered as a normal banking activity of an ordinary bank?
Use of banker’s check
Reduce or increase the PLR and announcement of loan policy
Use of ATM
Tele backing
Answer: Reduce or increase PLR and announcement of loan policy